Saving feels great. Lots of my clients are surprised to find that, while they thought that the process of saving money was going to be a lot of drudgery and deprivation, once they start to see their balances climb, seeing those numbers can have an addictive effect. The same goes for debt payoff: once clients see those numbers going in the right direction, they feel motivated to keep the progress going, and often get inspired to delay gratification in other ways so they can reach their big goals faster.

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