Read HCFANY’s 2026 Rate Review Comments

New York’s individual market premiums might increase by up to 13 percent in 2026, forcing consumers to pay an extra $1,291 more annually. New York’s twelve individual market carriers are requesting increases ranging from one percent by Emblem to a staggering 38 percent by Independent Health. These requests far surpass requests from carriers in other states.

In our comments, HCFANY breaks down why DFS should curb each carrier’s specific rate requests to protect patients from another unaffordable increase in health care costs. Find your carrier in the list below: 

• Anthem
• CDPHP
• Emblem
• Excellus
• Fidelis
• Healthfirst
• Highmark
• Independent Health
• MetroPlus
• MVP
• Oscar
• United